Best Cardano Wallets to Stake ADA in 2026

TL;DR

• Lace: the Input Output wallet, with multi-delegation to up to 10 stake pools and support for 4 hardware wallets.
• Vespr: a mobile-first wallet for iOS and Android, with Ledger and Keystone signing.
• Lumo: a self-custody app with in-app ADA staking powered by the Everstake Wallet SDK.
• Trezor: hardware-signed staking through Trezor Suite on desktop.
• Exodus: ADA staking inside a multi-asset wallet.
• Eternl (honorable mention): an advanced wallet with up to 24 accounts per recovery phrase, multisig, and 4 supported hardware wallets.

How are the Cardano wallets different from others?

A Cardano wallet works differently from an account-based wallets such as an Ethereum one.

• Balances: Cardano uses the eUTXO model, where your balance isn’t a single number in an account: it’s a set of separate outputs, each one the unspent remainder of a transaction you received. Because of this, a transaction’s fee and its outcome are both fixed when the transaction is built.
• Staking: Your account has a separate stake key, and staking involves a process of signing a certificate that points that key at a pool. One delegation covers every address linked to that stake key, which is why staked ADA stays spendable and is never locked.
• Native tokens: the ledger tracks tokens the same way it tracks ADA, with no smart contract required.
• Governance: since the Plomin hard fork, withdrawing rewards requires a voting preference, such as a DRep.

These Cardano staking rules apply in every wallet:

• Staked ADA stays spendable, and a refundable 2 ADA deposit registers the stake key.
• First rewards appear in the wallet after about 15 to 20 days, then every 5-day epoch, compounding automatically.
• Since the Plomin hard fork, withdrawing rewards requires a governance voting preference, such as a DRep, Everstake is a DRep. 

Best Cardano wallets for staking ADA compared

Quick view at the best available wallets for staking ADA. 

Lace, Vespr, and Eternl let you choose any stake pool, while Lumo, Trezor Suite, and Exodus delegate to Everstake by default.

Wallet	Best for	Platforms	Hardware-wallet support	Staking features	Key limitation
Lace	For Cardano-native experience	Chrome, Brave, and Edge extension; iOS; Android	Ledger, Trezor, Keystone, SeedSigner	Pool search, multi-delegation to up to 10 pools, DRep delegation	Multi-pool setups may not be readable in other wallets
Vespr	For multiple platforms	iOS, Android, Chrome and Brave extension	Ledger, Keystone	Pool selection, pool switching, governance	Supports ADA and Cardano native tokens only
Lumo	For all-in-one ADA staking	iOS, Android, Mac, Windows	Ledger, Trezor	One-screen delegation to Everstake, reward tracking	Launched in July 2026; no in-app pool picker documented
Trezor	For hardware-based security	Trezor Suite desktop and web; mobile app shows staking data only	Trezor Model T, Trezor Safe 3, Trezor Safe 5, Trezor Safe 7	Full-balance delegation, DRep choice, reward claims, unstaking	Trezor Suite picks the pool; 1 pool per account
Exodus	For multiple cryptocurrencies	Desktop, iOS, Android, Exodus Web3 Wallet extension	No hardware-signed ADA staking	Full-balance delegation to Everstake, auto-staking of new deposits	No pool choice; rewards claimed manually
Eternl	For advanced Cardano users	Web app; Chrome, Edge, Brave, and Opera extension; iOS; Android	Extension: Ledger, Trezor, Keystone, OneKey; mobile: Keystone	3,000+ pools, up to 24 accounts, multisig, DRep delegation	Dense interface for first-time users

5 best Cardano wallets to stake ADA

Picking a wallet is the first step in staking ADA, so we’ve reviewed five wallets for self-custody, active ADA staking support, and platform availability in 2026.

1. Lace: Best for a Cardano-native experience

Lace is a light wallet built by Input Output, the team behind Cardano and Midnight. It covers ADA staking, native tokens, NFTs, and dApp connections in one interface.

Platforms and setup

Lace runs as a browser extension for Chrome, Brave, and Microsoft Edge. Mobile apps are available on the App Store and Google Play.

The mobile app manages Cardano and Bitcoin assets. Mobile swaps and Ledger and Trezor support for Cardano arrived with Lace Mobile 2.1.

ADA delegation and stake-pool selection

Lace includes pool search and a detailed stake pool view. Its multi-staking feature lets one account delegate to up to 10 stake pools.

Multi-delegation creates multiple stake keys from the same account.

Security and hardware-wallet compatibility

Lace added SeedSigner, making Lace the first Cardano wallet to support that device. In August 2026, Lace added Keystone to both the extension and the mobile app, bringing support to 4 devices: Ledger, Trezor, Keystone, SeedSigner.

2. Vespr: Best for mobile-first Cardano users

Vespr is a self-custody Cardano wallet designed around a phone-first interface. It runs on iOS, Android, and as an extension for Chrome and Brave.

Mobile experience and usability

Vespr supports biometric authentication on mobile devices. The app includes a built-in dApp browser, so Cardano dApps open inside the wallet. Vespr publishes its Cardano and Ledger libraries as open source on GitHub.

Staking and pool-management features

Vespr stakes ADA with no lock-up, and users can switch pools at any time. The first registration requires a 2 ADA deposit, refunded on unstaking. It also supports Cardano governance features.

Security and supported integrations

Vespr connects to Ledger and Keystone devices on iOS, Android, and the browser extension. With a device connected, private keys stay on the hardware wallet with signature approvals. Ledger and Keystone recovery phrases are restored on the hardware device itself.

3. Lumo: Best for all-in-one ADA staking

Lumo is a non-custodial wallet and payments app founded in 2025 and launched in July 2026. It combines ADA staking with swaps, crypto debit cards, and the PulseAI assistant.

Wallet functionality and supported devices

Lumo works on iPhone, Mac, Android, and Windows, and covers 17+ networks. Keys are encrypted on the device with AES-256 and protected by a passcode or biometrics.

Lumo reports a 100% audit score from Cyberscope. The Lumo also supports Ledger and Trezor hardware wallets.

ADA delegation and reward tracking

Lumo stakes ETH, SOL, and ADA natively through the Everstake Wallet SDK. Delegation is signed locally on the device, and no custody of funds is transferred at any point.

Staking starts at 2.2 ADA, since about 2 ADA is held as a refundable deposit. The Manage stake screen shows status, the delegated pool ID, controlled balance, rewards, and the activation epoch.

How to stake ADA using Lumo

The Lumo staking process takes 5 steps:

1. Open Lumo and tap the Lumo logo to open the Staking panel.
2. Fund the wallet with at least 2.2 ADA.
3. Open the Staking Rewards screen and press Stake on the Cardano card.
4. Review the delegation summary and press Stake ADA.
5. Enter your passcode to sign the delegation to Everstake.

Delegation activates in about 2 epochs, and rewards start a few epochs later. The full walkthrough is in the Everstake guide to staking ADA via Lumo.

Pros

• Staking, swaps, cards, and fiat ramps in one self-custody app.
• Validator infrastructure run by Everstake, operating since 2018.
• Desktop apps for Mac and Windows alongside mobile.

Cons

• Delegation goes to Everstake; the app documents no custom pool selection.
• Launched in July 2026, so the wallet has a shorter track record.

4. Trezor: Best for hardware-based security

A Trezor device holds the private key that authorizes every Cardano transaction, and that key never leaves the device. Trezor Suite is the companion app that builds staking transactions and sends them to the device for approval.

Supported devices and Trezor Suite functionality

Cardano is supported on 4 Trezor devices:

• Trezor Model T,
• Trezor Safe 3,
• Trezor Safe 5,
• Trezor Safe 7.

Trezor Model One does not support Cardano. Staking, reward claims, and unstaking run in Trezor Suite on desktop, while the Trezor Suite mobile app shows staked balance, rewards, and staking history.

How Cardano staking works in Trezor Suite

Trezor Suite stakes the full account balance with one transaction, confirmed on the device. The process needs a 2 ADA refundable deposit plus a network fee of about 0.18 ADA.

During setup, Trezor Suite asks for a voting preference, with Everstake preset as the DRep. Since November 2025, Everstake has been the default Cardano staking provider in Trezor Suite, using the EVE6, EVE7, EVE8, and EVE9 pools.

Staking activates about 10 days after confirmation, and rewards arrive every 5 days. Rewards are restaked automatically each epoch.

The Everstake guide to staking ADA with Trezor Suite covers each screen on the Trezor Safe 7.

Pros

• Every delegation, claim, and unstake is approved on the device screen.
• The device shows the destination pool ID before confirmation.
• DRep selection is built into the staking setup.

Cons

• Trezor Suite selects the pool; custom pools need a third-party wallet such as Lace or Eternl.
• One pool per account; spreading stake requires a second account.
• ADA staking actions are unavailable in the mobile app.

5. Exodus: Best for managing multiple cryptocurrencies

Exodus is a multi-asset wallet that adds ADA staking to a portfolio covering 100+ cryptocurrencies. Everstake powers staking for ADA in Exodus.

Multi-asset management and ADA staking

Exodus stakes the entire ADA balance of a wallet in one action. Any ADA deposited afterward is staked automatically.

The only cost of staking ADA in Exodus is the network transaction fee. You need at least 5 ADA to start staking, your staked ADA will start generating rewards in 25 days.

Desktop and mobile availability

ADA staking works in Exodus desktop, Exodus mobile, and the Exodus Web3 Wallet. The Everstake guide to staking ADA in Exodus desktop shows each step from wallet creation to delegation.

Pros

• ADA staking alongside 100+ other assets in one interface.
• Available on desktop, mobile, and browser.
• No Exodus fee for ADA staking.

Cons

• Delegation is fixed to Everstake.
• ADA held on a Trezor or Ledger must be transferred to an Exodus portfolio before staking.

Honorable Mentions

The honorable mention for experienced holders who want advanced account and governance tools.

Eternl: Best for advanced Cardano users

Eternl is a non-custodial Cardano light wallet developed by Tastenkunst GmbH and formerly known as CCvault. It runs as a web app at eternl.io, as a browser extension, and as a mobile app for iOS and Android.

Eternl lists more than 3,000 stake pools and supports up to 24 accounts from one recovery phrase. Each account can delegate to a different pool, and the wallet also covers DRep delegation and multisig.

The Eternl browser extension supports 4 hardware wallets:

• Ledger,
• Trezor,
• Keystone,
• OneKey.

The main trade-off for Eternl is a dense interface that can feel complex for first-time users. Hardware signing on the mobile app is limited to Keystone.

The Everstake guide to staking ADA via Eternl covers wallet creation and full staking flow to the Everstake pool.

How to choose a Cardano wallet for staking

The right Cardano staking wallet depends on how you would like to sign transactions, which devices you use, and how much control you want over pool choice.

• Security: Pick a self-custody wallet, store the recovery phrase offline, and use hardware signing for larger balances. Lace, Vespr, and Trezor Suite all support on-device approval.
• Usability: Vespr and Lumo fit phone users, Lace fits browser users, and Trezor Suite and Exodus fit desktop users.
• Staking: Check whether the wallet lets you choose a pool. Lace, Vespr, and Eternl allow custom pools, while Trezor Suite, Exodus, and Lumo delegate to Everstake.
• Compatibility: Confirm hardware support before buying a device. Trezor Model One does not support Cardano, and Exodus does not stake ADA held on hardware wallets.
• Control: Confirm the wallet supports DRep delegation. Since the Plomin hard fork in January 2025, rewards cannot be withdrawn until a stake key has a voting preference set.

How ADA staking works on Cardano

Cardano staking points your stake key at a pool, and your ADA never leaves your wallet.

Parameter	Value
Epoch length	5 days
Stake key deposit	2 ADA, refunded on unstaking
Typical network fee	About 0.18 ADA
Lock-up period	None
Time to first rewards	15 to 20 days (4 epochs)
Reward frequency	Every epoch, about every 5 days
Compounding	Automatic, added to the staked balance
Reward withdrawal requirement	A voting preference: a DRep, Abstain, or No Confidence

Rewards come from transaction fees and from a reserve of ADA set aside when Cardano launched. Reward rates change with network conditions and pool performance.

How to stake ADA using a Cardano wallet

Staking ADA takes 5 steps in most wallets, and the delegation becomes active about 2 epochs after confirmation.

1. Create a new wallet or connect a hardware wallet, and write down the recovery phrase offline.
2. Fund the wallet with ADA, keeping at least 2 ADA for the deposit plus fees.
3. Choose a stake pool, or accept the wallet’s default provider.
4. Sign the delegation certificate and, where prompted, set a DRep voting preference.
5. Monitor rewards in the staking dashboard after about 15 to 20 days.

Wallet-specific walkthroughs are available for Lumo, Trezor Suite, Exodus, and Eternl. The Everstake Cardano staking documentation lists minimums, fees, and DRep delegation steps.

FAQs

Can you stake ADA without locking it?

Yes, Cardano staking never locks or moves your ADA, and only a refundable 2 ADA deposit is reserved.

Is a hardware wallet better for staking ADA?

A hardware wallet adds on-device approval for every delegation, and Lace, Vespr, and Trezor Suite all support it.

Can you change your Cardano stake pool?

Yes, you can switch pools at any time, and the previous pool keeps paying rewards for 3 more epochs.

How long does Cardano staking take to generate rewards?

First rewards arrive after 4 epochs, which is about 15 to 20 days.

Are Cardano staking rewards automatic?

Yes, rewards are paid every epoch and added to your staked balance automatically.

What is the minimum amount of ADA needed to stake?

You need at least 2 ADA for the deposit plus about 0.18 ADA in fees, and Everstake recommends a minimum of 4 ADA.

Why can’t I withdraw my Cardano staking rewards?

Since the Plomin hard fork, withdrawals require a voting preference, so delegating to a DRep or choosing Abstain or No Confidence enables them.

Can I stake ADA held on a Ledger or Trezor?

Yes, through wallets that support hardware signing, such as Lace, Vespr, Trezor Suite, or Eternl.